What is a Foreign National Loan?

A foreign national loan is for a non-citizen of the United States. Expect to pay 30% of the value of the property as a down payment.

What you will need to provide:

  • show sufficient income
  • bank statements, and reference letters from your bank or credit institution
  • two forms of identification
  • copy of your passport

Greyson can provide competitive mortgages for any foreign national (non-citizen) the market has to offer as well as provide additional support and guidance in getting the property secured and financed.

Greyson is proud to offer foreign national loans with the following criteria:

  • Borrowers can obtain financing for up to 70% of a home’s value.
  • Select from 3/1 ARM, 5/1 ARM, 7/1 ARM or 15 year fixed-rate loans
  • A debt-to-income ratio up to 50%
  • Competitive interest rates

Second homes and self-employed people are also welcome.

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Items we need from you

  • Clear and visible copy of valid State ID’s: Driver’s License
  • Home Owners Insurance Declaration page. (Document showing the annual premium, coverage and effective dates).
  • Current Mortgage Statement
  • All 1099’s for the last 2 years
  • All W2’s for the last 2 years
  • Complete and signed Tax Returns for the last 2 years (all pages and schedules)
  • 2 most recent pay stubs
  • A copy of the Mortgage Note – (This document can be found in the loan docs you signed on your last refinance) – If you cannot locate it we can call your lender together and have them fax it to us.
  • HOA statement and payment history showing that your dues are current. (If applicable).
  • Letter of Explanation (included in this package) for credit inquiries to be signed
  • Certificate of Eligibility (COE)??? Do they need one for this?